Versatile Mortgage LLC specializes in helping those first time home buyers navigate through buying their very first home. Imagine now that you OWN your own home! Its easier than you think!
You might be surprised it's very easy to qualify for a mortgage. In Northern Michigan we have some amazing loan programs including a 100% purchase program. Here at Versatile we take time to educate you on the homebuying process which can save you time, money and aggravation.
1. We Examine the last few years of your employment history.
2. We review the last 2 years of your personal and business taxes (if your self-employed) and your year to date income
3. We go over your credit report with you.
4. We determine your "Debt-To-Income-Ratio" - This means what you can afford using todays standard guidelines
5. At this time if you meet the simple criteria we can issue you a "Pre-Approval Letter" which allows you to begin shopping for your new house with the confidence you are "Pre-Approved". Kind of like having a blank check.
It is usually cheaper to own a home vs. rent - here at Versatile, we make the process extremely easy!
Call or Email us today to see if you qualify or simply fill out the application online and we will reach out to you! We always like to meet our customers so if your in the neighborhood stop by and say HI @ our new location on 810 S Garfield Ste A facing Garfied, across from Agave and right next to the TAAR office (Traverse Area Association of Realtors)