Versatile Mortgage LLC - 100% Purchase - 100% Construction - 100% Refinance - Home Loans - VA - FHA - Rural Development - Fannie Mae


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First Time Home Buyers!

Versatile Mortgage LLC specializes in helping first time home buyers navigate buying their
very first home.  Imagine OWNING your own home. Its easier than you think! 

You might be surprised how easy it is to qualify for a mortgage.  In Northern Michigan we have some amazing loan programs including a 100% purchase program.  Here at Versatile we take time to educate you on the homebuying process, which can save you time, money and aggravation.

Items we will review for the Pre-Approval Process:

  • Last 2 years of your employment history
  • Last 2 years of your personal and/or business taxes and your year to date income
  • Credit Report 
  • "Debt-To-Income-Ratio" - This means what you can afford using todays standard guidelines

If you meet the simple criteria we can issue you a "Pre-Approval Letter", which allows you to begin shopping for your new house with the confidence you are "Pre-Approved".  Kind of like having a blank check.

It's usually cheaper to own a home vs. rent and here at Versatile, we make the process extremely easy!

Call or email us today to see if you qualify or simply fill out the application online and we will reach out to you!  We always like to meet our customers so if your in the neighborhood stop by and say hi at our new location on 810 S Garfield Ave. Ste A facing Garfied, across from Agave and right next to the TAAR office (Traverse Area Association of Realtors).

To continue reading visit our First Time Homebuyers page!

Randy Brown (NMLS# 179424)
Nicki Klama (NMLS# 1600896)
Dave Crater (NMLS#1450363)
Jerry Gaca (NMLS# 268863)

Versatile Mortgage LLC (NMLS# 179163)
Phone: 231-946-2202 | Fax: 231-946-5988
810 S Garfield Ave Ste A
Traverse City, Michigan 49686